An Introduction

A Snapshot of Our Businesses

#1 Bank in terms of

REVENUE

With EGP 11.3 billion in total revenues, higher than any other Egyptian private-sector bank

NET WORTH

Among all Egyptian private-sector banks, standing at EGP 21.3 billion

PROFITABILITY

Achieving EGP 6.01 billion in net income

MARKET CAPITALISATION

In the Egyptian banking sector at EGP 84.3 billion

DEPOSIT MARKET SHARE

Among all Egyptian private-sector banks with an 8.10% share*

* as of October 2016.

Our 6,714 employees serve some 948,594 active customers

Over 500 of Egypt’s largest corporations bank with CIB

EGP 267.5 billion in total assets

228,248 internet banking subscribers

More than 21,276,165 website visits

Corporate Banking

Widely recognised as the preeminent corporate bank in Egypt, CIB aspires to become one of the best banks in the region, serving industry-leading corporate clients as well as medium-sized businesses.

Debt Capital Markets

CIB’s global product knowledge, local expertise and capital resources make the Bank an industry leader in project finance, syndicated loans and structured finance in Egypt. CIB’s project finance and syndicated loan teams facilitate market access for large borrowers, providing them with world-class services at execution times that far exceed the market average.

Treasury and Capital Market Services

CIB delivers world-class services in the areas of cash and liquidity management, capital markets, foreign exchange and derivatives.

Digital Banking and Global Transactional Services

Digital Banking & GTS manages all corporate and consumer online channels from the business side. The vision of the department is to make CIB part of our customers’ daily activities through an outstanding, simple, trusted, enjoyable and advisory digital financial experience that meets customers’ needs anytime, anywhere on any device.

Direct Investment

As a local player that adheres to widely acclaimed international standards, CIB actively participates in select direct investment opportunities in Egypt and across the region.

Consumer Banking

The Consumer Banking Division continues to assert itself as a growing and developing business segment within the institution, dedicating exceptional efforts to improving customer satisfaction levels by ensuring the delivery of a consistently positive customer experience every time. We offer a wide array of consumer banking products that include:

  • Personal Loans: These focus primarily on the employees of our corporate banking clients, offering them secured overdrafts and trade products.

  • Auto-Loans: The division is well positioned to actively support this growing market in the coming years within a very competitive, dealer-driven environment.

  • Deposit Accounts: We offer a wide range of accounts that serve all our clients’ deposits and savings needs. These include tailored accounts for minors, youth and senior citizens, as well as certificates of deposit and care accounts. This is in addition to our standard range of current, savings and time-deposit accounts.

  • Residential Property Finance: Provides loans to finance home purchases, residential construction and refurbishment and finishing.

  • Credit and Debit Cards: We offer a broad range of credit, debit and prepaid cards.

-Wealth Management: CIB offers a wide array of investment products and services to the largest number of affluent clients in Egypt.

  • CIB Plus: This division caters to the needs of medium-net-worth individuals, helping them pave their way through to becoming Wealth Segment clients, using simplified products, fast-track services and personalised service offerings through our network of Plus Bankers.

  • Insurance: CIB’s insurance business provides life and general insurance programs that generate non-interest revenues in the form of fees for the Consumer Banking Division.

Business Banking

The Business Banking segment is responsible for SMEs in CIB’s portfolio, managing nearly 40,000 SMEs and offering them various products and services that best suit their needs and interests.

Investment Banking Services

Through CI Capital, CIB offers existing and prospective clients a full suite of investment banking products and services, including investment banking, advisory and execution, asset management, brokerage and equity research. CI Capital offers both deep and broad market knowledge and expertise, and the firm is consistently ranked among the region’s leading brokerage houses that serve local and international clients.